The Effect of Third Party Funds and Inflation Rate on The Amount of Loans Disbursed at PT Bank Mayapada Internasional Tbk for The Period 2015 – 2024
DOI:
https://doi.org/10.55538/ifr.v5i2.121Keywords:
Third-party funds, Inflation, Credit, BankingAbstract
This study aims to examine the effect of Third Party Funds (TPF) and inflation on loan disbursement at PT Bank Mayapada Internasional Tbk during 2015–2024. As an intermediary institution, banks play a crucial role in economic growth through credit distribution, which is influenced by liquidity and macroeconomic conditions. This research applies a quantitative descriptive approach using secondary data from financial statements and inflation statistics. The analysis employs descriptive statistics, classical assumption tests, multiple linear regression, and hypothesis testing. The results indicate that TPF has a positive and significant effect on loan disbursement, while inflation shows a positive but insignificant effect. Simultaneously, both variables significantly influence loan distribution. These findings highlight the dominant role of liquidity over macroeconomic factors and provide useful insights for banking management and future research.
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