1.
Bisri B, Siwi HW. Digital Payments, QRIS Growth, and State-Owned Bank Portfolio Returns in Indonesia. Indones. Financ. Rev. [Internet]. 2026Apr.30 [cited 2026May5];5(2):741-57. Available from: https://ypppal-amsi.or.id/penelitian/index.php/IFR/article/view/155